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Buena Vista National Bank
Chester, IL · FDIC Certificate #10844 · Chartered 01/0
Total assets
$344.04M
Total deposits
$294.21M
Total equity
$37.28M
Net loans
$229.19M
Branches (offices)
8
Net income (YTD)
$2.27M
Rank: #2,274 of 4,213 U.S. banks by assets · #138 of 322 in Illinois. Assets changed 8.4% and deposits 10.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 12.50% |
| Net interest margin (YTD) | 4.42% |
| Equity to assets | 10.84% |
| Tier 1 leverage ratio | 11.12% |
| Uninsured deposits (share of deposits) | 17.6% |
| Noncurrent loans (share of loans) | 0.36% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 77.9% |
| Real estate loans (share of loans) | 81.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $186.64M | 81.4% | |
| Commercial & industrial | $14.99M | 6.5% | |
| Consumer / individual | $25.09M | 10.9% | |
| Construction & development | $17.81M | 7.8% | |
| Agricultural | $3.69M | 1.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $261.93M | $225.98M | $1.10M | $26.34M |
| Jun 2023 | $280.04M | $235.22M | $1.67M | $26.68M |
| Jun 2024 | $296.22M | $248.28M | $1.31M | $29.53M |
| Jun 2025 | $317.51M | $266.11M | $1.66M | $33.89M |
| Jun 2026 | $344.04M | $294.21M | $2.27M | $37.28M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $294.21M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $294.21M.
Similar-sized banks
Citizens First Bank ($344.47M) · Farmers And Merchants Bank Of St. Clair ($343.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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