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Burke & Herbert Bank & Trust Company
Alexandria, VA · FDIC Certificate #11578 · Chartered 01/0
Total assets
$10.98B
Total deposits
$9.00B
Total equity
$1.33B
Net loans
$7.91B
Branches (offices)
105
Net income (YTD)
$47.40M
Rank: #151 of 4,213 U.S. banks by assets · #6 of 56 in Virginia. Assets changed 36.7% and deposits 40.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 8.92% |
| Net interest margin (YTD) | 4.20% |
| Equity to assets | 12.10% |
| Tier 1 leverage ratio | 12.26% |
| Uninsured deposits (share of deposits) | 35.1% |
| Noncurrent loans (share of loans) | 1.19% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 87.9% |
| Real estate loans (share of loans) | 91.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $7.20B | 91.0% | |
| Commercial & industrial | $739.99M | 9.4% | |
| Consumer / individual | $40.86M | 0.5% | |
| Construction & development | $452.64M | 5.7% | |
| Agricultural | $13.01M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.59B | $2.96B | $19.52M | $291.14M |
| Jun 2023 | $3.57B | $3.01B | $15.27M | $286.95M |
| Jun 2024 | $7.80B | $6.66B | -$1.28M | $777.19M |
| Jun 2025 | $8.04B | $6.40B | $64.50M | $880.42M |
| Jun 2026 | $10.98B | $9.00B | $47.40M | $1.33B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $4.65B | 40 |
| West Virginia | $2.29B | 32 |
| Maryland | $1.00B | 19 |
| Pennsylvania | $740.78M | 8 |
| Delaware | $245.95M | 5 |
| Kentucky | $69.68M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $9.00B.
Similar-sized banks
Bank Hapoalim B.M. ($11.04B) · Wex Bank ($10.71B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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