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Caldwell Bank & Trust Company
Columbia, LA · FDIC Certificate #11785 · Chartered 01/0
Total assets
$298.57M
Total deposits
$257.58M
Total equity
$29.46M
Net loans
$225.69M
Branches (offices)
6
Net income (YTD)
$1.44M
Rank: #2,474 of 4,213 U.S. banks by assets · #60 of 103 in Louisiana. Assets changed 0.7% and deposits -0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.98% |
| Return on equity | 9.96% |
| Net interest margin (YTD) | 4.44% |
| Equity to assets | 9.87% |
| Tier 1 leverage ratio | 10.03% |
| Uninsured deposits (share of deposits) | 34.0% |
| Noncurrent loans (share of loans) | 2.86% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 87.6% |
| Real estate loans (share of loans) | 70.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $159.40M | 70.6% | |
| Commercial & industrial | $10.52M | 4.7% | |
| Consumer / individual | $10.29M | 4.6% | |
| Construction & development | $11.70M | 5.2% | |
| Agricultural | $48.10M | 21.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $224.65M | $201.06M | $1.55M | $19.63M |
| Jun 2023 | $238.20M | $210.09M | $1.13M | $20.74M |
| Jun 2024 | $284.64M | $251.36M | $1.70M | $23.42M |
| Jun 2025 | $296.51M | $257.86M | $1.98M | $26.94M |
| Jun 2026 | $298.57M | $257.58M | $1.44M | $29.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $257.58M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $257.58M.
Similar-sized banks
The First National Bank Of Pandora ($298.95M) · Minnesota National Bank ($298.43M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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