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Capital Bank And Trust Company
Irvine, CA · FDIC Certificate #35164 · Chartered 07/0
Total assets
$266.07M
Total deposits
$500.00K
Total equity
$208.46M
Net loans
$0
Branches (offices)
2
Net income (YTD)
$92.49M
Rank: #2,634 of 4,213 U.S. banks by assets · #96 of 115 in California. Assets changed 38.3% and deposits 0.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 81.14% |
| Return on equity | 114.52% |
| Net interest margin (YTD) | 3.53% |
| Equity to assets | 78.35% |
| Tier 1 leverage ratio | 79.26% |
| Uninsured deposits (share of deposits) | 50.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $119.63M | $500.00K | $14.10M | $81.84M |
| Jun 2023 | $137.36M | $500.00K | $27.25M | $98.07M |
| Jun 2024 | $174.40M | $500.00K | $38.88M | $128.95M |
| Jun 2025 | $192.32M | $500.00K | $56.38M | $139.51M |
| Jun 2026 | $266.07M | $500.00K | $92.49M | $208.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $500.00K | 1 |
| Nevada | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $500.00K.
Similar-sized banks
Clackamas County Bank ($266.42M) · Alliance Bank ($265.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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