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Carrollton Bank
Carrollton, IL · FDIC Certificate #12383 · Chartered 01/0
Total assets
$3.88B
Total deposits
$3.56B
Total equity
$301.24M
Net loans
$2.94B
Branches (offices)
13
Net income (YTD)
$20.39M
Rank: #342 of 4,213 U.S. banks by assets · #20 of 322 in Illinois. Assets changed 5.3% and deposits 5.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 13.81% |
| Net interest margin (YTD) | 3.38% |
| Equity to assets | 7.76% |
| Tier 1 leverage ratio | 8.01% |
| Uninsured deposits (share of deposits) | 53.2% |
| Noncurrent loans (share of loans) | 0.36% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 82.5% |
| Real estate loans (share of loans) | 65.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.93B | 65.9% | |
| Commercial & industrial | $918.01M | 31.3% | |
| Consumer / individual | $3.60M | 0.1% | |
| Construction & development | $149.94M | 5.1% | |
| Agricultural | $108.10M | 3.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.09B | $2.89B | $11.52M | $195.68M |
| Jun 2023 | $3.24B | $2.98B | $13.80M | $236.38M |
| Jun 2024 | $3.36B | $3.08B | $15.29M | $263.01M |
| Jun 2025 | $3.69B | $3.37B | $18.75M | $287.61M |
| Jun 2026 | $3.88B | $3.56B | $20.39M | $301.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $1.82B | 6 |
| Illinois | $1.73B | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.56B.
Similar-sized banks
First Guaranty Bank ($3.89B) · Security Bank Of Kansas City ($3.86B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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