Banks · Oklahoma

Carson Community Bank

Stilwell, OK · FDIC Certificate #2320 · Chartered 02/0

Total assets

$166.71M

Total deposits

$145.37M

Total equity

$14.71M

Net loans

$98.28M

Branches (offices)

Net income (YTD)

$1.18M

Rank: #3,190 of 4,213 U.S. banks by assets · #110 of 168 in Oklahoma. Assets changed 1.4% and deposits -0.7% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	1.43%
Return on equity	17.07%
Net interest margin (YTD)	5.84%
Equity to assets	8.83%
Tier 1 leverage ratio	12.63%
Uninsured deposits (share of deposits)	27.0%
Noncurrent loans (share of loans)	1.43%
Net charge-offs (share of loans)	0.18%
Loans to deposits	67.6%
Real estate loans (share of loans)	46.4%

Loan mix

Category	Amount	Share
Real estate loans	$45.62M	46.4%
Commercial & industrial	$25.03M	25.5%
Consumer / individual	$7.02M	7.1%
Construction & development	$5.98M	6.1%
Agricultural	$12.23M	12.4%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$165.60M	$144.02M	$1.67M	$10.02M
Jun 2023	$159.62M	$136.14M	$812.00K	$8.00M
Jun 2024	$173.75M	$134.49M	$408.00K	$9.98M
Jun 2025	$164.41M	$146.42M	$1.20M	$10.41M
Jun 2026	$166.71M	$145.37M	$1.18M	$14.71M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Oklahoma	$145.37M	4

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $145.37M.

Similar-sized banks

Security Bank And Trust Company ($166.94M) · Westmoreland Federal Savings And Loan Association ($166.53M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.