Banks · Minnesota

Castle Rock Bank

Castle Rock, MN · FDIC Certificate #1913 · Chartered 08/1

Total assets

$293.51M

Total deposits

$249.61M

Total equity

$40.85M

Net loans

$127.99M

Branches (offices)

Net income (YTD)

$2.11M

Rank: #2,506 of 4,213 U.S. banks by assets · #90 of 221 in Minnesota. Assets changed 6.8% and deposits 5.9% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	1.45%
Return on equity	10.50%
Net interest margin (YTD)	2.86%
Equity to assets	13.92%
Tier 1 leverage ratio	14.19%
Uninsured deposits (share of deposits)	19.0%
Noncurrent loans (share of loans)	0.01%
Net charge-offs (share of loans)	0.01%
Loans to deposits	51.3%
Real estate loans (share of loans)	57.0%

Loan mix

Category	Amount	Share
Real estate loans	$72.99M	57.0%
Commercial & industrial	$33.28M	26.0%
Consumer / individual	$12.34M	9.6%
Construction & development	$2.13M	1.7%
Agricultural	$12.73M	9.9%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$273.84M	$240.30M	$1.23M	$33.35M
Jun 2023	$271.55M	$231.71M	$1.08M	$34.82M
Jun 2024	$263.00M	$224.13M	$936.00K	$35.70M
Jun 2025	$274.76M	$235.63M	$1.45M	$38.49M
Jun 2026	$293.51M	$249.61M	$2.11M	$40.85M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Minnesota	$249.61M	3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $249.61M.

Similar-sized banks

First Federal Savings And Loan Association ($293.52M) · The First National Bank Of Milaca ($293.22M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.