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Catalyst Bank
Opelousas, LA · FDIC Certificate #29804 · Chartered 01/0
Total assets
$286.79M
Total deposits
$201.15M
Total equity
$74.58M
Net loans
$160.60M
Branches (offices)
6
Net income (YTD)
$1.31M
Rank: #2,536 of 4,213 U.S. banks by assets · #62 of 103 in Louisiana. Assets changed 6.0% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.93% |
| Return on equity | 3.56% |
| Net interest margin (YTD) | 4.01% |
| Equity to assets | 26.00% |
| Tier 1 leverage ratio | 26.55% |
| Uninsured deposits (share of deposits) | 26.3% |
| Noncurrent loans (share of loans) | 1.43% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 79.8% |
| Real estate loans (share of loans) | 83.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $134.79M | 83.9% | |
| Commercial & industrial | $26.26M | 16.3% | |
| Consumer / individual | $1.74M | 1.1% | |
| Construction & development | $15.84M | 9.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $268.37M | $186.60M | -$38.00K | $71.95M |
| Jun 2023 | $254.84M | $173.54M | $195.00K | $71.06M |
| Jun 2024 | $291.53M | $184.62M | -$3.81M | $72.77M |
| Jun 2025 | $270.45M | $188.48M | $1.19M | $71.29M |
| Jun 2026 | $286.79M | $201.15M | $1.31M | $74.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $201.15M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $201.15M.
Similar-sized banks
Fairfax State Savings Bank ($286.95M) · Nekoosa Port Edwards State Bank ($286.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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