Advertisement
Cathay Bank
Los Angeles, CA · FDIC Certificate #18503 · Chartered 04/1
Total assets
$24.64B
Total deposits
$21.12B
Total equity
$3.10B
Net loans
$20.39B
Branches (offices)
62
Net income (YTD)
$187.73M
Rank: #88 of 4,213 U.S. banks by assets · #5 of 115 in California. Assets changed 3.9% and deposits 5.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.55% |
| Return on equity | 12.26% |
| Net interest margin (YTD) | 3.48% |
| Equity to assets | 12.58% |
| Tier 1 leverage ratio | 11.52% |
| Uninsured deposits (share of deposits) | 49.2% |
| Noncurrent loans (share of loans) | 0.54% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 96.6% |
| Real estate loans (share of loans) | 84.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.20B | 84.3% | |
| Commercial & industrial | $3.09B | 15.2% | |
| Consumer / individual | $1.91M | 0.0% | |
| Construction & development | $308.21M | 1.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $21.22B | $18.33B | $164.04M | $2.50B |
| Jun 2023 | $23.00B | $19.12B | $181.86M | $2.67B |
| Jun 2024 | $23.22B | $19.81B | $150.94M | $2.86B |
| Jun 2025 | $23.71B | $20.03B | $156.45M | $2.97B |
| Jun 2026 | $24.64B | $21.12B | $187.73M | $3.10B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $15.49B | 41 |
| New York | $2.13B | 9 |
| Illinois | $1.41B | 2 |
| Washington | $843.87M | 4 |
| Texas | $444.43M | 2 |
| New Jersey | $223.26M | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $20.86B.
Similar-sized banks
Simmons Bank ($24.73B) · Centennial Bank ($24.55B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement