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Cbl State Savings Bank
Greer, SC · FDIC Certificate #31900 · Chartered 01/0
Total assets
$191.28M
Total deposits
$125.89M
Total equity
$29.08M
Net loans
$116.61M
Branches (offices)
2
Net income (YTD)
$91.00K
Rank: #3,035 of 4,213 U.S. banks by assets · #33 of 43 in South Carolina. Assets changed 3.5% and deposits 5.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.10% |
| Return on equity | 0.63% |
| Net interest margin (YTD) | 2.14% |
| Equity to assets | 15.20% |
| Tier 1 leverage ratio | 15.93% |
| Uninsured deposits (share of deposits) | 15.5% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 92.6% |
| Real estate loans (share of loans) | 100.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $117.21M | 100.5% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $864.00K | 0.7% | |
| Construction & development | $12.89M | 11.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $148.23M | $112.80M | $454.00K | $29.53M |
| Jun 2023 | $147.16M | $110.67M | $40.00K | $29.71M |
| Jun 2024 | $187.65M | $116.64M | $1.00K | $28.98M |
| Jun 2025 | $184.84M | $119.06M | -$98.00K | $28.87M |
| Jun 2026 | $191.28M | $125.89M | $91.00K | $29.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $125.89M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $125.89M.
Similar-sized banks
The First National Bank And Trust Company Of Miami ($191.42M) · Independence Bank ($191.24M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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