Advertisement
Cedar Security Bank
Fordyce, NE · FDIC Certificate #25591 · Chartered 09/0
Total assets
$62.06M
Total deposits
$48.95M
Total equity
$11.26M
Net loans
$36.35M
Branches (offices)
3
Net income (YTD)
$620.00K
Rank: #3,952 of 4,213 U.S. banks by assets · #123 of 138 in Nebraska. Assets changed 2.9% and deposits 2.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.01% |
| Return on equity | 11.23% |
| Net interest margin (YTD) | 4.99% |
| Equity to assets | 18.15% |
| Tier 1 leverage ratio | 18.04% |
| Uninsured deposits (share of deposits) | 28.8% |
| Noncurrent loans (share of loans) | 0.96% |
| Net charge-offs (share of loans) | -0.38% |
| Loans to deposits | 74.3% |
| Real estate loans (share of loans) | 44.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $16.08M | 44.2% | |
| Commercial & industrial | $5.92M | 16.3% | |
| Consumer / individual | $1.50M | 4.1% | |
| Construction & development | $40.00K | 0.1% | |
| Agricultural | $12.43M | 34.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $57.83M | $46.93M | $103.00K | $7.71M |
| Jun 2023 | $55.79M | $44.10M | $173.00K | $8.62M |
| Jun 2024 | $55.02M | $43.15M | $121.00K | $9.37M |
| Jun 2025 | $60.28M | $47.91M | $403.00K | $10.34M |
| Jun 2026 | $62.06M | $48.95M | $620.00K | $11.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $48.95M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $48.95M.
Similar-sized banks
The First National Bank Of Spearville ($62.12M) · City National Bank ($61.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement