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Central Savings, F.S.B.
Chicago, IL · FDIC Certificate #27910 · Chartered 01/0
Total assets
$111.93M
Total deposits
$80.56M
Total equity
$29.76M
Net loans
$95.27M
Branches (offices)
2
Net income (YTD)
$291.00K
Rank: #3,593 of 4,213 U.S. banks by assets · #258 of 322 in Illinois. Assets changed -10.2% and deposits -9.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.49% |
| Return on equity | 1.96% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 26.59% |
| Tier 1 leverage ratio | 25.49% |
| Uninsured deposits (share of deposits) | 9.7% |
| Noncurrent loans (share of loans) | 0.57% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 118.3% |
| Real estate loans (share of loans) | 101.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $96.65M | 101.4% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $78.00K | 0.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $110.35M | $81.44M | $227.00K | $28.45M |
| Jun 2023 | $107.05M | $77.13M | $531.00K | $28.86M |
| Jun 2024 | $111.53M | $77.11M | $356.00K | $29.16M |
| Jun 2025 | $124.60M | $88.73M | $387.00K | $29.48M |
| Jun 2026 | $111.93M | $80.56M | $291.00K | $29.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $80.56M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $80.56M.
Similar-sized banks
Tpnb Bank ($111.95M) · Integrity Bank For Business ($111.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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