Advertisement
Century Bank Of Kentucky, Inc.
Lawrenceburg, KY · FDIC Certificate #35450 · Chartered 07/0
Total assets
$208.08M
Total deposits
$187.98M
Total equity
$19.56M
Net loans
$141.53M
Branches (offices)
2
Net income (YTD)
$2.22M
Rank: #2,926 of 4,213 U.S. banks by assets · #81 of 120 in Kentucky. Assets changed 7.0% and deposits 6.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.17% |
| Return on equity | 23.77% |
| Net interest margin (YTD) | 4.03% |
| Equity to assets | 9.40% |
| Tier 1 leverage ratio | 10.41% |
| Uninsured deposits (share of deposits) | 14.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.3% |
| Real estate loans (share of loans) | 97.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $138.18M | 97.6% | |
| Commercial & industrial | $2.50M | 1.8% | |
| Consumer / individual | $2.12M | 1.5% | |
| Construction & development | $18.11M | 12.8% | |
| Agricultural | $26.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $161.17M | $146.23M | $1.29M | $14.66M |
| Jun 2023 | $173.82M | $159.62M | $1.28M | $13.87M |
| Jun 2024 | $184.75M | $169.54M | $1.08M | $14.74M |
| Jun 2025 | $194.51M | $176.68M | $1.41M | $17.16M |
| Jun 2026 | $208.08M | $187.98M | $2.22M | $19.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $187.98M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $187.98M.
Similar-sized banks
Community State Bank ($208.09M) · Carroll County Trust Company Of Carrollton, Missouri ($207.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement