Advertisement
Century Savings Bank
Vineland, NJ · FDIC Certificate #30428 · Chartered 01/0
Total assets
$634.82M
Total deposits
$489.68M
Total equity
$64.43M
Net loans
$331.64M
Branches (offices)
6
Net income (YTD)
$1.69M
Rank: #1,489 of 4,213 U.S. banks by assets · #32 of 49 in New Jersey. Assets changed -1.8% and deposits -4.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.53% |
| Return on equity | 5.39% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 10.15% |
| Tier 1 leverage ratio | 13.20% |
| Uninsured deposits (share of deposits) | 22.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 67.7% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $281.87M | 85.0% | |
| Commercial & industrial | $34.47M | 10.4% | |
| Consumer / individual | $93.00K | 0.0% | |
| Construction & development | $26.98M | 8.1% | |
| Agricultural | $110.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $624.18M | $576.97M | $1.77M | $39.27M |
| Jun 2023 | $637.37M | $532.28M | $1.62M | $35.83M |
| Jun 2024 | $627.16M | $511.26M | $2.09M | $41.99M |
| Jun 2025 | $646.77M | $513.83M | $1.90M | $52.60M |
| Jun 2026 | $634.82M | $489.68M | $1.69M | $64.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $489.68M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $489.68M.
Similar-sized banks
Mt. Mckinley Bank ($635.23M) · First National Bank Colorado ($634.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement