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Chesterfield State Bank
Chesterfield, IL · FDIC Certificate #10872 · Chartered 09/2
Total assets
$21.65M
Total deposits
$19.84M
Total equity
$1.75M
Net loans
$13.36M
Branches (offices)
1
Net income (YTD)
$204.00K
Rank: #4,182 of 4,213 U.S. banks by assets · #318 of 322 in Illinois. Assets changed -4.8% and deposits -4.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.89% |
| Return on equity | 25.39% |
| Net interest margin (YTD) | 3.39% |
| Equity to assets | 8.10% |
| Tier 1 leverage ratio | 8.15% |
| Uninsured deposits (share of deposits) | 4.4% |
| Noncurrent loans (share of loans) | 11.20% |
| Net charge-offs (share of loans) | -2.00% |
| Loans to deposits | 67.3% |
| Real estate loans (share of loans) | 62.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.40M | 62.9% | |
| Commercial & industrial | $2.89M | 21.6% | |
| Consumer / individual | $1.14M | 8.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $1.10M | 8.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $22.57M | $20.50M | $60.00K | $2.06M |
| Jun 2023 | $22.52M | $20.46M | $107.00K | $2.04M |
| Jun 2024 | $23.83M | $21.80M | $8.00K | $1.97M |
| Jun 2025 | $22.75M | $20.69M | $59.00K | $2.01M |
| Jun 2026 | $21.65M | $19.84M | $204.00K | $1.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $19.84M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $19.84M.
Similar-sized banks
Farmers And Merchants Bank ($22.02M) · National Advisors Trust Company ($21.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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