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Chino Commercial Bank, N.A.
Chino, CA · FDIC Certificate #35366 · Chartered 09/0
Total assets
$516.69M
Total deposits
$397.23M
Total equity
$57.07M
Net loans
$234.11M
Branches (offices)
5
Net income (YTD)
$3.78M
Rank: #1,744 of 4,213 U.S. banks by assets · #78 of 115 in California. Assets changed 7.3% and deposits 4.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 13.60% |
| Net interest margin (YTD) | 3.95% |
| Equity to assets | 11.04% |
| Tier 1 leverage ratio | 12.51% |
| Uninsured deposits (share of deposits) | 46.3% |
| Noncurrent loans (share of loans) | 0.49% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 58.9% |
| Real estate loans (share of loans) | 98.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $231.50M | 98.9% | |
| Commercial & industrial | $4.32M | 1.8% | |
| Consumer / individual | $668.00K | 0.3% | |
| Construction & development | $12.93M | 5.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $406.42M | $352.95M | $2.40M | $36.74M |
| Jun 2023 | $452.94M | $337.03M | $2.75M | $41.12M |
| Jun 2024 | $467.61M | $346.57M | $2.80M | $46.03M |
| Jun 2025 | $481.60M | $378.80M | $3.20M | $51.02M |
| Jun 2026 | $516.69M | $397.23M | $3.78M | $57.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $397.23M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $397.23M.
Similar-sized banks
Central Savings Bank ($516.76M) · Connections Bank ($516.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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