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Citizens Bank Of Chatsworth
Chatsworth, IL · FDIC Certificate #10843 · Chartered 12/0
Total assets
$36.21M
Total deposits
$31.80M
Total equity
$3.49M
Net loans
$17.14M
Branches (offices)
2
Net income (YTD)
-$92.00K
Rank: #4,121 of 4,213 U.S. banks by assets · #307 of 322 in Illinois. Assets changed -0.6% and deposits -2.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.49% |
| Return on equity | -5.07% |
| Net interest margin (YTD) | 3.90% |
| Equity to assets | 9.63% |
| Tier 1 leverage ratio | 13.70% |
| Uninsured deposits (share of deposits) | 10.5% |
| Noncurrent loans (share of loans) | 0.31% |
| Net charge-offs (share of loans) | 1.33% |
| Loans to deposits | 53.9% |
| Real estate loans (share of loans) | 75.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.89M | 75.2% | |
| Commercial & industrial | $2.35M | 13.7% | |
| Consumer / individual | $292.00K | 1.7% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $1.78M | 10.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $40.01M | $36.96M | $140.00K | $2.77M |
| Jun 2023 | $37.89M | $32.05M | $105.00K | $2.52M |
| Jun 2024 | $39.80M | $33.13M | $18.00K | $2.54M |
| Jun 2025 | $36.42M | $32.76M | $39.00K | $2.70M |
| Jun 2026 | $36.21M | $31.80M | -$92.00K | $3.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $31.80M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $31.80M.
Similar-sized banks
The First National Bank Of Primghar ($36.34M) · The Farmers And Merchants State Bank ($36.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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