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Citizens Savings Bank
Bogalusa, LA · FDIC Certificate #30270 · Chartered 01/0
Total assets
$329.09M
Total deposits
$282.37M
Total equity
$44.81M
Net loans
$248.23M
Branches (offices)
5
Net income (YTD)
$2.08M
Rank: #2,342 of 4,213 U.S. banks by assets · #56 of 103 in Louisiana. Assets changed 2.9% and deposits 1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 9.50% |
| Net interest margin (YTD) | 4.90% |
| Equity to assets | 13.62% |
| Tier 1 leverage ratio | 14.33% |
| Uninsured deposits (share of deposits) | 11.0% |
| Noncurrent loans (share of loans) | 0.74% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 87.9% |
| Real estate loans (share of loans) | 94.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $234.57M | 94.5% | |
| Commercial & industrial | $6.19M | 2.5% | |
| Consumer / individual | $13.22M | 5.3% | |
| Construction & development | $21.46M | 8.6% | |
| Agricultural | $968.00K | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $273.59M | $237.12M | $1.16M | $34.62M |
| Jun 2023 | $289.79M | $247.64M | $940.00K | $35.51M |
| Jun 2024 | $300.23M | $259.17M | $1.06M | $37.81M |
| Jun 2025 | $319.78M | $277.07M | $1.53M | $41.19M |
| Jun 2026 | $329.09M | $282.37M | $2.08M | $44.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $282.37M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $282.37M.
Similar-sized banks
The State Bank Of Faribault ($329.20M) · Citizens Bank & Trust Co. ($329.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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