Banks · Indiana

Citizens State Bank Of New Castle, Indiana

New Castle, IN · FDIC Certificate #13107 · Chartered 07/0

Total assets

$908.77M

Total deposits

$795.18M

Total equity

$92.71M

Net loans

$581.95M

Branches (offices)

Net income (YTD)

$4.75M

Rank: #1,134 of 4,213 U.S. banks by assets · #24 of 87 in Indiana. Assets changed 6.7% and deposits 6.7% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	1.06%
Return on equity	10.41%
Net interest margin (YTD)	3.86%
Equity to assets	10.20%
Tier 1 leverage ratio	10.45%
Uninsured deposits (share of deposits)	34.8%
Noncurrent loans (share of loans)	0.40%
Net charge-offs (share of loans)	0.12%
Loans to deposits	73.2%
Real estate loans (share of loans)	72.4%

Loan mix

Category	Amount	Share
Real estate loans	$421.61M	72.4%
Commercial & industrial	$86.28M	14.8%
Consumer / individual	$61.86M	10.6%
Construction & development	$22.01M	3.8%
Agricultural	$14.56M	2.5%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$764.88M	$692.74M	$3.59M	$65.64M
Jun 2023	$805.02M	$703.00M	$3.27M	$72.08M
Jun 2024	$789.57M	$680.29M	$3.62M	$79.02M
Jun 2025	$852.04M	$745.50M	$4.04M	$85.55M
Jun 2026	$908.77M	$795.18M	$4.75M	$92.71M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Indiana	$795.18M	11

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $795.18M.

Similar-sized banks

Stifel Trust Company, National Association ($911.01M) · Peoples Bank & Trust Co. ($908.28M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.