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City Bank & Trust Co.
Natchitoches, LA · FDIC Certificate #12608 · Chartered 01/0
Total assets
$382.04M
Total deposits
$334.02M
Total equity
$41.73M
Net loans
$238.28M
Branches (offices)
7
Net income (YTD)
$3.13M
Rank: #2,139 of 4,213 U.S. banks by assets · #51 of 103 in Louisiana. Assets changed 9.2% and deposits 9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.64% |
| Return on equity | 15.16% |
| Net interest margin (YTD) | 4.42% |
| Equity to assets | 10.92% |
| Tier 1 leverage ratio | 11.35% |
| Uninsured deposits (share of deposits) | 25.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 1.67% |
| Loans to deposits | 71.3% |
| Real estate loans (share of loans) | 81.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $194.41M | 81.6% | |
| Commercial & industrial | $35.03M | 14.7% | |
| Consumer / individual | $6.91M | 2.9% | |
| Construction & development | $23.87M | 10.0% | |
| Agricultural | $3.64M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $337.58M | $304.09M | $1.89M | $25.38M |
| Jun 2023 | $366.09M | $333.95M | $3.24M | $28.15M |
| Jun 2024 | $334.95M | $274.43M | $2.47M | $34.08M |
| Jun 2025 | $349.73M | $305.46M | $3.05M | $39.90M |
| Jun 2026 | $382.04M | $334.02M | $3.13M | $41.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $334.02M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $334.02M.
Similar-sized banks
Commercial Bank ($382.19M) · First Federal Savings And Loan Association ($381.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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