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Coastal Carolina National Bank
Myrtle Beach, SC · FDIC Certificate #58864 · Chartered 06/0
Total assets
$1.35B
Total deposits
$1.22B
Total equity
$122.29M
Net loans
$976.71M
Branches (offices)
10
Net income (YTD)
$6.82M
Rank: #817 of 4,213 U.S. banks by assets · #10 of 43 in South Carolina. Assets changed 13.8% and deposits 12.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.05% |
| Return on equity | 11.48% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 9.06% |
| Tier 1 leverage ratio | 9.38% |
| Uninsured deposits (share of deposits) | 27.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 79.9% |
| Real estate loans (share of loans) | 86.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $844.91M | 86.5% | |
| Commercial & industrial | $96.51M | 9.9% | |
| Consumer / individual | $43.11M | 4.4% | |
| Construction & development | $76.69M | 7.9% | |
| Agricultural | $2.87M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $800.13M | $724.78M | $3.25M | $66.02M |
| Jun 2023 | $907.50M | $795.55M | $4.56M | $76.63M |
| Jun 2024 | $1.07B | $974.85M | $4.06M | $86.92M |
| Jun 2025 | $1.19B | $1.08B | $5.41M | $98.52M |
| Jun 2026 | $1.35B | $1.22B | $6.82M | $122.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $1.20B | 9 |
| North Carolina | $20.53M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.22B.
Similar-sized banks
Blue Sky Bank ($1.35B) · Inbank ($1.35B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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