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Coastal Heritage Bank
Weymouth, MA · FDIC Certificate #26591 · Chartered 01/0
Total assets
$983.64M
Total deposits
$790.90M
Total equity
$107.97M
Net loans
$747.81M
Branches (offices)
10
Net income (YTD)
$1.82M
Rank: #1,059 of 4,213 U.S. banks by assets · #49 of 89 in Massachusetts. Assets changed 2.5% and deposits 1.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.37% |
| Return on equity | 3.41% |
| Net interest margin (YTD) | 2.84% |
| Equity to assets | 10.98% |
| Tier 1 leverage ratio | 11.54% |
| Uninsured deposits (share of deposits) | 25.9% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 94.6% |
| Real estate loans (share of loans) | 95.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $713.70M | 95.4% | |
| Commercial & industrial | $33.81M | 4.5% | |
| Consumer / individual | $8.32M | 1.1% | |
| Construction & development | $44.57M | 6.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $876.42M | $737.08M | $2.87M | $92.80M |
| Jun 2023 | $968.10M | $787.04M | $1.50M | $94.14M |
| Jun 2024 | $985.43M | $769.56M | $732.00K | $97.69M |
| Jun 2025 | $959.52M | $779.56M | $1.35M | $102.80M |
| Jun 2026 | $983.64M | $790.90M | $1.82M | $107.97M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $790.90M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $790.90M.
Similar-sized banks
Midwest Bank ($984.52M) · First National Banker'S Bank ($982.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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