Advertisement
Commercial Bank
Nelson, NE · FDIC Certificate #12246 · Chartered 04/0
Total assets
$56.47M
Total deposits
$46.99M
Total equity
$7.84M
Net loans
$38.56M
Branches (offices)
1
Net income (YTD)
$304.00K
Rank: #3,995 of 4,213 U.S. banks by assets · #127 of 138 in Nebraska. Assets changed -2.7% and deposits -7.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.05% |
| Return on equity | 7.84% |
| Net interest margin (YTD) | 4.37% |
| Equity to assets | 13.88% |
| Tier 1 leverage ratio | 15.24% |
| Uninsured deposits (share of deposits) | 47.3% |
| Noncurrent loans (share of loans) | 3.06% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 82.1% |
| Real estate loans (share of loans) | 25.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.66M | 25.1% | |
| Commercial & industrial | $12.38M | 32.1% | |
| Consumer / individual | $953.00K | 2.5% | |
| Construction & development | $783.00K | 2.0% | |
| Agricultural | $10.20M | 26.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $64.16M | $57.32M | $366.00K | $6.69M |
| Jun 2023 | $62.57M | $55.74M | $359.00K | $6.48M |
| Jun 2024 | $62.13M | $54.79M | $357.00K | $7.01M |
| Jun 2025 | $58.03M | $50.52M | $157.00K | $7.28M |
| Jun 2026 | $56.47M | $46.99M | $304.00K | $7.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $46.99M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $46.99M.
Similar-sized banks
Arlington State Bank ($56.70M) · Grove Bank ($56.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement