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Commercial Bank Of California
Irvine, CA · FDIC Certificate #57417 · Chartered 05/1
Total assets
$3.98B
Total deposits
$3.46B
Total equity
$360.07M
Net loans
$2.75B
Branches (offices)
9
Net income (YTD)
$25.90M
Rank: #339 of 4,213 U.S. banks by assets · #29 of 115 in California. Assets changed 7.6% and deposits 13.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.34% |
| Return on equity | 14.75% |
| Net interest margin (YTD) | 3.92% |
| Equity to assets | 9.05% |
| Tier 1 leverage ratio | 9.27% |
| Uninsured deposits (share of deposits) | 61.9% |
| Noncurrent loans (share of loans) | 0.37% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 79.5% |
| Real estate loans (share of loans) | 90.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.48B | 90.4% | |
| Commercial & industrial | $239.00M | 8.7% | |
| Consumer / individual | $50.68M | 1.8% | |
| Construction & development | $112.67M | 4.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.94B | $1.77B | $7.87M | $145.92M |
| Jun 2023 | $2.25B | $1.87B | $6.29M | $157.43M |
| Jun 2024 | $2.48B | $2.03B | $10.13M | $180.28M |
| Jun 2025 | $3.70B | $3.05B | $18.75M | $314.13M |
| Jun 2026 | $3.98B | $3.46B | $25.90M | $360.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $3.46B | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.46B.
Similar-sized banks
Rcb Bank ($3.98B) · Sumitomo Mitsui Trust Bank (U.S.A.) Limited ($3.92B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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