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Commercial Bank Of Mott
Mott, ND · FDIC Certificate #15741 · Chartered 06/1
Total assets
$139.98M
Total deposits
$116.07M
Total equity
$17.68M
Net loans
$104.22M
Branches (offices)
1
Net income (YTD)
$1.24M
Rank: #3,377 of 4,213 U.S. banks by assets · #40 of 60 in North Dakota. Assets changed -5.8% and deposits 1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.76% |
| Return on equity | 14.19% |
| Net interest margin (YTD) | 3.15% |
| Equity to assets | 12.63% |
| Tier 1 leverage ratio | 13.10% |
| Uninsured deposits (share of deposits) | 21.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 89.8% |
| Real estate loans (share of loans) | 55.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $57.87M | 55.5% | |
| Commercial & industrial | $3.13M | 3.0% | |
| Consumer / individual | $1.33M | 1.3% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $42.91M | 41.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $124.54M | $102.98M | $737.00K | $11.87M |
| Jun 2023 | $130.64M | $98.47M | $1.08M | $12.44M |
| Jun 2024 | $143.19M | $102.47M | $1.16M | $14.09M |
| Jun 2025 | $148.57M | $114.20M | $1.41M | $16.30M |
| Jun 2026 | $139.98M | $116.07M | $1.24M | $17.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $116.07M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $116.07M.
Similar-sized banks
Federated Bank ($140.10M) · Peoples State Bank ($139.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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