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Commonwealth Business Bank
Los Angeles, CA · FDIC Certificate #57873 · Chartered 03/0
Total assets
$1.97B
Total deposits
$1.66B
Total equity
$275.49M
Net loans
$1.51B
Branches (offices)
13
Net income (YTD)
$10.86M
Rank: #612 of 4,213 U.S. banks by assets · #45 of 115 in California. Assets changed 8.3% and deposits 9.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 7.98% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 14.01% |
| Tier 1 leverage ratio | 13.93% |
| Uninsured deposits (share of deposits) | 37.7% |
| Noncurrent loans (share of loans) | 1.88% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 90.5% |
| Real estate loans (share of loans) | 93.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.41B | 93.8% | |
| Commercial & industrial | $106.39M | 7.1% | |
| Consumer / individual | $3.66M | 0.2% | |
| Construction & development | $24.87M | 1.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.78B | $1.52B | $15.23M | $195.82M |
| Jun 2023 | $1.82B | $1.52B | $15.49M | $222.66M |
| Jun 2024 | $1.65B | $1.34B | $11.47M | $244.15M |
| Jun 2025 | $1.81B | $1.53B | $9.19M | $261.33M |
| Jun 2026 | $1.97B | $1.66B | $10.86M | $275.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $1.12B | 6 |
| Hawaii | $320.93M | 3 |
| Texas | $117.35M | 2 |
| New Jersey | $76.89M | 1 |
| New York | $30.36M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.66B.
Similar-sized banks
South Atlantic Bank ($1.98B) · First Commerce Bank ($1.96B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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