Advertisement
Community Bank And Trust Company
Muscatine, IA · FDIC Certificate #23189 · Chartered 08/1
Total assets
$303.48M
Total deposits
$280.29M
Total equity
$21.95M
Net loans
$192.78M
Branches (offices)
5
Net income (YTD)
$2.53M
Rank: #2,449 of 4,213 U.S. banks by assets · #100 of 225 in Iowa. Assets changed 4.8% and deposits 4.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 23.22% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 7.23% |
| Tier 1 leverage ratio | 8.28% |
| Uninsured deposits (share of deposits) | 25.1% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 68.8% |
| Real estate loans (share of loans) | 70.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $135.16M | 70.1% | |
| Commercial & industrial | $20.10M | 10.4% | |
| Consumer / individual | $15.19M | 7.9% | |
| Construction & development | $14.44M | 7.5% | |
| Agricultural | $21.55M | 11.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $262.20M | $246.94M | $1.34M | $14.60M |
| Jun 2023 | $271.18M | $256.85M | $1.59M | $13.15M |
| Jun 2024 | $269.09M | $247.98M | $1.51M | $15.48M |
| Jun 2025 | $289.45M | $267.75M | $1.70M | $18.23M |
| Jun 2026 | $303.48M | $280.29M | $2.53M | $21.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $280.29M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $280.29M.
Similar-sized banks
Citizens Guaranty Bank ($303.59M) · Tompkins State Bank ($303.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement