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Community Bank Delaware
Lewes, DE · FDIC Certificate #58311 · Chartered 05/3
Total assets
$443.59M
Total deposits
$373.25M
Total equity
$34.11M
Net loans
$360.43M
Branches (offices)
4
Net income (YTD)
$1.11M
Rank: #1,936 of 4,213 U.S. banks by assets · #10 of 15 in Delaware. Assets changed 4.3% and deposits 8.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.52% |
| Return on equity | 6.61% |
| Net interest margin (YTD) | 3.09% |
| Equity to assets | 7.69% |
| Tier 1 leverage ratio | 8.58% |
| Uninsured deposits (share of deposits) | 18.7% |
| Noncurrent loans (share of loans) | 0.24% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 96.6% |
| Real estate loans (share of loans) | 96.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $348.57M | 96.7% | |
| Commercial & industrial | $8.58M | 2.4% | |
| Consumer / individual | $1.06M | 0.3% | |
| Construction & development | $24.43M | 6.8% | |
| Agricultural | $135.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $294.35M | $267.32M | $1.19M | $24.09M |
| Jun 2023 | $316.38M | $278.15M | $1.41M | $27.97M |
| Jun 2024 | $369.94M | $292.43M | $713.00K | $28.87M |
| Jun 2025 | $425.44M | $344.28M | $888.00K | $32.08M |
| Jun 2026 | $443.59M | $373.25M | $1.11M | $34.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Delaware | $373.25M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $373.25M.
Similar-sized banks
West Texas State Bank ($443.72M) · Grand Ridge National Bank ($443.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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