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Community Bank Of El Dorado Springs
El Dorado Springs, MO · FDIC Certificate #23551 · Chartered 10/0
Total assets
$143.61M
Total deposits
$120.37M
Total equity
$22.98M
Net loans
$84.28M
Branches (offices)
1
Net income (YTD)
$1.57M
Rank: #3,350 of 4,213 U.S. banks by assets · #148 of 190 in Missouri. Assets changed 9.0% and deposits 9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.29% |
| Return on equity | 13.92% |
| Net interest margin (YTD) | 4.01% |
| Equity to assets | 16.00% |
| Tier 1 leverage ratio | 16.56% |
| Uninsured deposits (share of deposits) | 10.7% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 70.0% |
| Real estate loans (share of loans) | 91.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $77.35M | 91.8% | |
| Commercial & industrial | $1.50M | 1.8% | |
| Consumer / individual | $3.33M | 4.0% | |
| Construction & development | $287.00K | 0.3% | |
| Agricultural | $3.01M | 3.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $127.65M | $110.00M | $756.00K | $17.62M |
| Jun 2023 | $124.47M | $105.85M | $1.27M | $18.46M |
| Jun 2024 | $128.43M | $108.34M | $1.05M | $19.82M |
| Jun 2025 | $131.69M | $109.99M | $1.34M | $21.43M |
| Jun 2026 | $143.61M | $120.37M | $1.57M | $22.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $120.37M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $120.37M.
Similar-sized banks
Monroe Federal Savings And Loan Association ($144.54M) · The First National Bank In Cimarron ($143.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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