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Community Bank Of Georgia
Baxley, GA · FDIC Certificate #57579 · Chartered 05/1
Total assets
$269.49M
Total deposits
$239.62M
Total equity
$27.70M
Net loans
$184.72M
Branches (offices)
2
Net income (YTD)
$2.37M
Rank: #2,614 of 4,213 U.S. banks by assets · #76 of 123 in Georgia. Assets changed 7.6% and deposits 6.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.85% |
| Return on equity | 17.85% |
| Net interest margin (YTD) | 4.83% |
| Equity to assets | 10.28% |
| Tier 1 leverage ratio | 10.99% |
| Uninsured deposits (share of deposits) | 14.8% |
| Noncurrent loans (share of loans) | 1.05% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 77.1% |
| Real estate loans (share of loans) | 93.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $173.13M | 93.7% | |
| Commercial & industrial | $8.44M | 4.6% | |
| Consumer / individual | $2.04M | 1.1% | |
| Construction & development | $16.82M | 9.1% | |
| Agricultural | $4.64M | 2.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $177.66M | $162.56M | $1.06M | $14.75M |
| Jun 2023 | $184.89M | $167.18M | $1.65M | $16.74M |
| Jun 2024 | $204.41M | $182.92M | $1.65M | $19.85M |
| Jun 2025 | $250.56M | $224.21M | $2.04M | $23.39M |
| Jun 2026 | $269.49M | $239.62M | $2.37M | $27.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $239.62M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $239.62M.
Similar-sized banks
South Georgia Bank ($269.55M) · The First National Bank And Trust Company Of Broken Arrow ($269.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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