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Community Bank Of Oelwein
Oelwein, IA · FDIC Certificate #34857 · Chartered 10/0
Total assets
$95.04M
Total deposits
$75.01M
Total equity
$13.09M
Net loans
$60.50M
Branches (offices)
1
Net income (YTD)
$543.00K
Rank: #3,712 of 4,213 U.S. banks by assets · #194 of 225 in Iowa. Assets changed -8.9% and deposits -13.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 8.24% |
| Net interest margin (YTD) | 3.06% |
| Equity to assets | 13.77% |
| Tier 1 leverage ratio | 14.11% |
| Uninsured deposits (share of deposits) | 16.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 80.7% |
| Real estate loans (share of loans) | 71.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $43.32M | 71.6% | |
| Commercial & industrial | $8.68M | 14.3% | |
| Consumer / individual | $1.83M | 3.0% | |
| Construction & development | $2.04M | 3.4% | |
| Agricultural | $7.17M | 11.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $110.03M | $97.47M | $780.00K | $12.09M |
| Jun 2023 | $101.57M | $85.95M | $500.00K | $12.03M |
| Jun 2024 | $106.73M | $91.82M | $250.00K | $12.31M |
| Jun 2025 | $104.37M | $86.40M | $424.00K | $12.77M |
| Jun 2026 | $95.04M | $75.01M | $543.00K | $13.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $75.01M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $75.01M.
Similar-sized banks
Armstrong County Building And Loan Association ($95.07M) · Home National Bank ($94.96M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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