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Community Bank Of Pickens County
Jasper, GA · FDIC Certificate #35513 · Chartered 10/0
Total assets
$628.59M
Total deposits
$537.83M
Total equity
$86.08M
Net loans
$483.93M
Branches (offices)
2
Net income (YTD)
$7.45M
Rank: #1,501 of 4,213 U.S. banks by assets · #25 of 123 in Georgia. Assets changed 5.6% and deposits 5.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.35% |
| Return on equity | 17.49% |
| Net interest margin (YTD) | 4.72% |
| Equity to assets | 13.69% |
| Tier 1 leverage ratio | 13.55% |
| Uninsured deposits (share of deposits) | 16.2% |
| Noncurrent loans (share of loans) | 1.96% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 90.0% |
| Real estate loans (share of loans) | 95.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $461.91M | 95.5% | |
| Commercial & industrial | $18.61M | 3.8% | |
| Consumer / individual | $8.99M | 1.9% | |
| Construction & development | $131.50M | 27.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $550.60M | $492.02M | $3.56M | $55.01M |
| Jun 2023 | $531.65M | $465.26M | $5.56M | $61.86M |
| Jun 2024 | $548.51M | $473.30M | $6.22M | $70.84M |
| Jun 2025 | $595.14M | $508.47M | $8.06M | $81.45M |
| Jun 2026 | $628.59M | $537.83M | $7.45M | $86.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $537.83M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $537.83M.
Similar-sized banks
Marion County State Bank ($628.65M) · Fnbt Bank ($628.51M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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