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Community Banking Company
Fitzgerald, GA · FDIC Certificate #34160 · Chartered 04/1
Total assets
$297.30M
Total deposits
$259.93M
Total equity
$35.28M
Net loans
$171.02M
Branches (offices)
3
Net income (YTD)
$2.50M
Rank: #2,482 of 4,213 U.S. banks by assets · #69 of 123 in Georgia. Assets changed 5.2% and deposits 5.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.66% |
| Return on equity | 14.63% |
| Net interest margin (YTD) | 4.13% |
| Equity to assets | 11.87% |
| Tier 1 leverage ratio | 11.26% |
| Uninsured deposits (share of deposits) | 28.2% |
| Noncurrent loans (share of loans) | 0.64% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 65.8% |
| Real estate loans (share of loans) | 77.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $132.29M | 77.3% | |
| Commercial & industrial | $13.31M | 7.8% | |
| Consumer / individual | $27.23M | 15.9% | |
| Construction & development | $3.89M | 2.3% | |
| Agricultural | $1.30M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $249.17M | $223.59M | $1.60M | $24.71M |
| Jun 2023 | $255.99M | $226.51M | $2.27M | $27.58M |
| Jun 2024 | $261.81M | $229.68M | $2.25M | $30.52M |
| Jun 2025 | $282.53M | $247.65M | $2.10M | $32.81M |
| Jun 2026 | $297.30M | $259.93M | $2.50M | $35.28M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $259.93M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $259.93M.
Similar-sized banks
Farmers Bank ($297.31M) · St. Johns Bank And Trust Company ($297.13M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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