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Community First Bank, National Association
Forest, OH · FDIC Certificate #6584 · Chartered 10/0
Total assets
$56.32M
Total deposits
$51.08M
Total equity
$5.12M
Net loans
$34.30M
Branches (offices)
3
Net income (YTD)
$142.00K
Rank: #3,997 of 4,213 U.S. banks by assets · #147 of 155 in Ohio. Assets changed -1.7% and deposits -2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.50% |
| Return on equity | 5.63% |
| Net interest margin (YTD) | 3.72% |
| Equity to assets | 9.09% |
| Tier 1 leverage ratio | 9.38% |
| Uninsured deposits (share of deposits) | 16.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 67.1% |
| Real estate loans (share of loans) | 84.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $29.02M | 84.6% | |
| Commercial & industrial | $2.31M | 6.7% | |
| Consumer / individual | $1.66M | 4.9% | |
| Construction & development | $516.00K | 1.5% | |
| Agricultural | $1.22M | 3.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $64.03M | $59.93M | $62.00K | $3.99M |
| Jun 2023 | $63.66M | $59.72M | $58.00K | $3.84M |
| Jun 2024 | $57.44M | $53.19M | -$11.00K | $4.17M |
| Jun 2025 | $57.28M | $52.30M | $65.00K | $4.75M |
| Jun 2026 | $56.32M | $51.08M | $142.00K | $5.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $51.08M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $51.08M.
Similar-sized banks
Grove Bank ($56.41M) · First Savings And Loan Association ($55.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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