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Community First Banking Company
West Plains, MO · FDIC Certificate #34610 · Chartered 11/1
Total assets
$307.35M
Total deposits
$262.23M
Total equity
$28.23M
Net loans
$234.65M
Branches (offices)
4
Net income (YTD)
$2.21M
Rank: #2,431 of 4,213 U.S. banks by assets · #98 of 190 in Missouri. Assets changed 2.1% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 15.74% |
| Net interest margin (YTD) | 3.76% |
| Equity to assets | 9.19% |
| Tier 1 leverage ratio | 10.31% |
| Uninsured deposits (share of deposits) | 21.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 89.5% |
| Real estate loans (share of loans) | 83.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $194.73M | 83.0% | |
| Commercial & industrial | $30.41M | 13.0% | |
| Consumer / individual | $4.67M | 2.0% | |
| Construction & development | $3.12M | 1.3% | |
| Agricultural | $6.04M | 2.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $266.25M | $241.16M | $1.90M | $20.96M |
| Jun 2023 | $263.47M | $234.57M | $1.70M | $22.15M |
| Jun 2024 | $269.06M | $229.19M | $1.37M | $22.94M |
| Jun 2025 | $300.99M | $258.81M | $1.96M | $25.23M |
| Jun 2026 | $307.35M | $262.23M | $2.21M | $28.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $262.23M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $262.23M.
Similar-sized banks
Farmers And Merchants Bank ($307.64M) · Hometown National Bank ($307.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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