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Community Savings Bank
Chicago, IL · FDIC Certificate #28841 · Chartered 01/0
Total assets
$410.17M
Total deposits
$356.98M
Total equity
$47.33M
Net loans
$234.22M
Branches (offices)
2
Net income (YTD)
-$444.00K
Rank: #2,035 of 4,213 U.S. banks by assets · #122 of 322 in Illinois. Assets changed 0.1% and deposits -1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.22% |
| Return on equity | -1.87% |
| Net interest margin (YTD) | 2.39% |
| Equity to assets | 11.54% |
| Tier 1 leverage ratio | 13.50% |
| Uninsured deposits (share of deposits) | 5.5% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 65.6% |
| Real estate loans (share of loans) | 101.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $237.24M | 101.3% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $16.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $445.14M | $387.81M | -$176.00K | $51.07M |
| Jun 2023 | $423.34M | $366.40M | $127.00K | $46.95M |
| Jun 2024 | $422.71M | $361.46M | -$1.38M | $45.21M |
| Jun 2025 | $409.74M | $362.14M | -$1.09M | $46.90M |
| Jun 2026 | $410.17M | $356.98M | -$444.00K | $47.33M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $356.98M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $356.98M.
Similar-sized banks
Central Bank Of Kansas City ($410.19M) · First State Bank Southwest ($409.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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