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Community State Bank
Paton, IA · FDIC Certificate #17551 · Chartered 02/1
Total assets
$41.40M
Total deposits
$33.56M
Total equity
$7.78M
Net loans
$13.22M
Branches (offices)
1
Net income (YTD)
$120.00K
Rank: #4,092 of 4,213 U.S. banks by assets · #219 of 225 in Iowa. Assets changed -1.4% and deposits -3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.57% |
| Return on equity | 3.13% |
| Net interest margin (YTD) | 2.77% |
| Equity to assets | 18.78% |
| Tier 1 leverage ratio | 20.23% |
| Uninsured deposits (share of deposits) | 4.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.12% |
| Loans to deposits | 39.4% |
| Real estate loans (share of loans) | 18.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.44M | 18.4% | |
| Commercial & industrial | $1.71M | 12.9% | |
| Consumer / individual | $870.00K | 6.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $8.26M | 62.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $54.79M | $48.53M | $142.00K | $6.24M |
| Jun 2023 | $48.22M | $42.02M | $62.00K | $6.14M |
| Jun 2024 | $43.11M | $36.40M | $138.00K | $6.61M |
| Jun 2025 | $41.98M | $34.59M | $138.00K | $7.32M |
| Jun 2026 | $41.40M | $33.56M | $120.00K | $7.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $33.56M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $33.56M.
Similar-sized banks
Champion Bank ($41.71M) · First Federal Savings And Loan Association ($41.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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