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Community State Bank
Ankeny, IA · FDIC Certificate #18272 · Chartered 07/1
Total assets
$1.75B
Total deposits
$1.26B
Total equity
$202.09M
Net loans
$1.28B
Branches (offices)
10
Net income (YTD)
$11.61M
Rank: #658 of 4,213 U.S. banks by assets · #14 of 225 in Iowa. Assets changed 9.1% and deposits -0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.34% |
| Return on equity | 11.65% |
| Net interest margin (YTD) | 3.48% |
| Equity to assets | 11.57% |
| Tier 1 leverage ratio | 11.67% |
| Uninsured deposits (share of deposits) | 21.7% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 101.2% |
| Real estate loans (share of loans) | 81.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.04B | 81.2% | |
| Commercial & industrial | $201.68M | 15.8% | |
| Consumer / individual | $956.00K | 0.1% | |
| Construction & development | $345.90M | 27.1% | |
| Agricultural | $8.10M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.21B | $1.01B | $7.50M | $117.22M |
| Jun 2023 | $1.31B | $1.07B | $9.37M | $132.93M |
| Jun 2024 | $1.52B | $1.19B | $9.08M | $161.61M |
| Jun 2025 | $1.60B | $1.27B | $9.30M | $182.70M |
| Jun 2026 | $1.75B | $1.26B | $11.61M | $202.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $1.26B | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.26B.
Similar-sized banks
Chelsea Groton Bank ($1.75B) · Sutton Bank ($1.74B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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