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Banks · Indiana

Community State Bank

Brook, IN · FDIC Certificate #8067 · Chartered 04/0

Total assets
$161.19M
Total deposits
$135.07M
Total equity
$13.92M
Net loans
$131.42M
Branches (offices)
2
Net income (YTD)
$844.00K
Rank: #3,220 of 4,213 U.S. banks by assets · #75 of 87 in Indiana. Assets changed 11.2% and deposits 9.4% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.08%
Return on equity12.53%
Net interest margin (YTD)3.58%
Equity to assets8.64%
Tier 1 leverage ratio9.41%
Uninsured deposits (share of deposits)42.7%
Noncurrent loans (share of loans)0.44%
Net charge-offs (share of loans)-0.03%
Loans to deposits97.3%
Real estate loans (share of loans)86.7%

Loan mix

CategoryAmountShare
Real estate loans$113.95M
86.7%
Commercial & industrial$8.15M
6.2%
Consumer / individual$1.28M
1.0%
Construction & development$13.88M
10.6%
Agricultural$9.36M
7.1%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$98.82M$85.30M$733.00K$9.96M
Jun 2023$113.38M$92.77M$722.00K$10.79M
Jun 2024$135.49M$110.88M$490.00K$11.61M
Jun 2025$144.98M$123.49M$561.00K$12.46M
Jun 2026$161.19M$135.07M$844.00K$13.92M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Indiana$135.07M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $135.07M.

Similar-sized banks

The Antwerp Exchange Bank Company ($161.31M) · Belmont Savings Bank, SSB ($161.05M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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