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Concorde Bank
Blomkest, MN · FDIC Certificate #9727 · Chartered 01/0
Total assets
$88.25M
Total deposits
$79.08M
Total equity
$8.76M
Net loans
$64.43M
Branches (offices)
2
Net income (YTD)
$452.00K
Rank: #3,763 of 4,213 U.S. banks by assets · #178 of 221 in Minnesota. Assets changed 10.0% and deposits 13.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 10.39% |
| Net interest margin (YTD) | 5.02% |
| Equity to assets | 9.92% |
| Tier 1 leverage ratio | 10.13% |
| Uninsured deposits (share of deposits) | 17.3% |
| Noncurrent loans (share of loans) | 2.73% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 81.5% |
| Real estate loans (share of loans) | 79.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $51.37M | 79.7% | |
| Commercial & industrial | $9.31M | 14.5% | |
| Consumer / individual | $3.30M | 5.1% | |
| Construction & development | $2.16M | 3.4% | |
| Agricultural | $1.85M | 2.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $83.92M | $77.85M | $304.00K | $5.88M |
| Jun 2023 | $74.45M | $67.75M | $465.00K | $6.38M |
| Jun 2024 | $75.62M | $67.83M | $759.00K | $7.28M |
| Jun 2025 | $80.26M | $69.63M | $716.00K | $8.15M |
| Jun 2026 | $88.25M | $79.08M | $452.00K | $8.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $79.08M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $79.08M.
Similar-sized banks
Siouxland Bank ($88.27M) · Fnb Washington ($87.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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