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Copiah Bank
Hazlehurst, MS · FDIC Certificate #8231 · Chartered 10/2
Total assets
$332.23M
Total deposits
$288.93M
Total equity
$38.47M
Net loans
$183.68M
Branches (offices)
9
Net income (YTD)
$1.52M
Rank: #2,328 of 4,213 U.S. banks by assets · #37 of 57 in Mississippi. Assets changed 4.8% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 8.02% |
| Net interest margin (YTD) | 4.06% |
| Equity to assets | 11.58% |
| Tier 1 leverage ratio | 11.80% |
| Uninsured deposits (share of deposits) | 22.9% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 63.6% |
| Real estate loans (share of loans) | 91.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $168.85M | 91.9% | |
| Commercial & industrial | $9.15M | 5.0% | |
| Consumer / individual | $6.12M | 3.3% | |
| Construction & development | $13.78M | 7.5% | |
| Agricultural | $1.03M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $300.47M | $260.81M | $1.35M | $26.89M |
| Jun 2023 | $307.98M | $277.95M | $980.00K | $27.85M |
| Jun 2024 | $307.98M | $272.27M | $1.59M | $33.30M |
| Jun 2025 | $317.07M | $279.29M | $1.39M | $35.51M |
| Jun 2026 | $332.23M | $288.93M | $1.52M | $38.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $288.93M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $288.93M.
Similar-sized banks
Bank Of England ($332.32M) · The Harvard State Bank ($331.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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