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Coulee Bank
La Crosse, WI · FDIC Certificate #18361 · Chartered 02/2
Total assets
$524.37M
Total deposits
$428.12M
Total equity
$39.13M
Net loans
$394.43M
Branches (offices)
6
Net income (YTD)
$1.25M
Rank: #1,730 of 4,213 U.S. banks by assets · #65 of 153 in Wisconsin. Assets changed -4.0% and deposits -1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.47% |
| Return on equity | 6.49% |
| Net interest margin (YTD) | 3.57% |
| Equity to assets | 7.46% |
| Tier 1 leverage ratio | 9.13% |
| Uninsured deposits (share of deposits) | 19.8% |
| Noncurrent loans (share of loans) | 2.50% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 92.1% |
| Real estate loans (share of loans) | 79.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $313.05M | 79.4% | |
| Commercial & industrial | $85.64M | 21.7% | |
| Consumer / individual | $901.00K | 0.2% | |
| Construction & development | $8.27M | 2.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $502.41M | $436.58M | $732.00K | $28.87M |
| Jun 2023 | $548.60M | $429.12M | $822.00K | $38.38M |
| Jun 2024 | $568.24M | $457.95M | -$43.00K | $40.75M |
| Jun 2025 | $545.99M | $434.98M | -$4.96M | $37.15M |
| Jun 2026 | $524.37M | $428.12M | $1.25M | $39.13M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $267.71M | 3 |
| Minnesota | $160.41M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $428.12M.
Similar-sized banks
Select Bank ($524.45M) · Germantown Trust & Savings Bank ($523.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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