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Countryside Bank
Unadilla, NE · FDIC Certificate #1438 · Chartered 05/0
Total assets
$118.53M
Total deposits
$96.70M
Total equity
$18.05M
Net loans
$67.22M
Branches (offices)
3
Net income (YTD)
$803.00K
Rank: #3,541 of 4,213 U.S. banks by assets · #100 of 138 in Nebraska. Assets changed 2.2% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 9.03% |
| Net interest margin (YTD) | 3.46% |
| Equity to assets | 15.23% |
| Tier 1 leverage ratio | 15.20% |
| Uninsured deposits (share of deposits) | 8.8% |
| Noncurrent loans (share of loans) | 0.35% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 69.5% |
| Real estate loans (share of loans) | 65.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $43.75M | 65.1% | |
| Commercial & industrial | $6.59M | 9.8% | |
| Consumer / individual | $4.38M | 6.5% | |
| Construction & development | $1.69M | 2.5% | |
| Agricultural | $12.12M | 18.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $108.86M | $90.97M | $466.00K | $14.00M |
| Jun 2023 | $114.32M | $95.67M | $654.00K | $14.71M |
| Jun 2024 | $112.20M | $92.80M | $433.00K | $15.46M |
| Jun 2025 | $115.93M | $95.12M | $702.00K | $16.95M |
| Jun 2026 | $118.53M | $96.70M | $803.00K | $18.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $96.70M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $96.70M.
Similar-sized banks
The Farmers And Merchants National Bank Of Fairview ($118.66M) · Kalamazoo County State Bank ($118.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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