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Currency Bank
Baton Rouge, LA · FDIC Certificate #35019 · Chartered 08/0
Total assets
$248.55M
Total deposits
$203.20M
Total equity
$39.42M
Net loans
$188.98M
Branches (offices)
4
Net income (YTD)
$2.40M
Rank: #2,721 of 4,213 U.S. banks by assets · #67 of 103 in Louisiana. Assets changed -4.8% and deposits -9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.95% |
| Return on equity | 12.56% |
| Net interest margin (YTD) | 4.70% |
| Equity to assets | 15.86% |
| Tier 1 leverage ratio | 13.38% |
| Uninsured deposits (share of deposits) | 30.3% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 93.0% |
| Real estate loans (share of loans) | 60.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $114.85M | 60.8% | |
| Commercial & industrial | $68.41M | 36.2% | |
| Consumer / individual | $1.31M | 0.7% | |
| Construction & development | $22.39M | 11.8% | |
| Agricultural | $7.26M | 3.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $116.61M | $90.09M | $302.00K | $26.38M |
| Jun 2023 | $154.57M | $122.78M | $641.00K | $30.93M |
| Jun 2024 | $180.06M | $146.45M | $980.00K | $32.89M |
| Jun 2025 | $261.18M | $224.37M | $961.00K | $36.03M |
| Jun 2026 | $248.55M | $203.20M | $2.40M | $39.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $203.20M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $203.20M.
Similar-sized banks
Peoples Bank ($248.70M) · Charlevoix State Bank ($248.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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