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Dacotah Bank
Aberdeen, SD · FDIC Certificate #17437 · Chartered 04/3
Total assets
$4.92B
Total deposits
$4.35B
Total equity
$480.99M
Net loans
$4.03B
Branches (offices)
32
Net income (YTD)
$26.53M
Rank: #291 of 4,213 U.S. banks by assets · #5 of 56 in South Dakota. Assets changed 7.0% and deposits 6.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 11.27% |
| Net interest margin (YTD) | 4.09% |
| Equity to assets | 9.77% |
| Tier 1 leverage ratio | 10.07% |
| Uninsured deposits (share of deposits) | 33.5% |
| Noncurrent loans (share of loans) | 1.52% |
| Net charge-offs (share of loans) | 0.23% |
| Loans to deposits | 92.8% |
| Real estate loans (share of loans) | 57.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.30B | 57.0% | |
| Commercial & industrial | $1.08B | 26.7% | |
| Consumer / individual | $160.46M | 4.0% | |
| Construction & development | $295.27M | 7.3% | |
| Agricultural | $545.14M | 13.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.59B | $3.22B | $19.29M | $340.30M |
| Jun 2023 | $3.70B | $3.22B | $12.54M | $355.74M |
| Jun 2024 | $4.30B | $3.73B | $11.58M | $381.82M |
| Jun 2025 | $4.60B | $4.10B | $24.57M | $437.22M |
| Jun 2026 | $4.92B | $4.35B | $26.53M | $480.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $2.87B | 21 |
| North Dakota | $902.73M | 9 |
| Minnesota | $574.30M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.35B.
Similar-sized banks
John Deere Financial, F.S.B. ($4.93B) · Carter Bank & Trust ($4.80B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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