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Dedicated Community Bank
Darlington, SC · FDIC Certificate #26588 · Chartered 03/1
Total assets
$100.61M
Total deposits
$91.12M
Total equity
$8.91M
Net loans
$75.14M
Branches (offices)
2
Net income (YTD)
$454.00K
Rank: #3,673 of 4,213 U.S. banks by assets · #40 of 43 in South Carolina. Assets changed -1.2% and deposits -2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.89% |
| Return on equity | 10.33% |
| Net interest margin (YTD) | 4.54% |
| Equity to assets | 8.86% |
| Tier 1 leverage ratio | 9.27% |
| Uninsured deposits (share of deposits) | 18.0% |
| Noncurrent loans (share of loans) | 0.47% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 82.5% |
| Real estate loans (share of loans) | 84.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $63.76M | 84.9% | |
| Commercial & industrial | $9.36M | 12.5% | |
| Consumer / individual | $1.10M | 1.5% | |
| Construction & development | $5.10M | 6.8% | |
| Agricultural | $1.35M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $97.48M | $90.53M | $232.00K | $6.87M |
| Jun 2023 | $93.99M | $84.51M | $390.00K | $7.27M |
| Jun 2024 | $95.81M | $87.82M | $127.00K | $7.54M |
| Jun 2025 | $101.81M | $93.03M | $352.00K | $8.18M |
| Jun 2026 | $100.61M | $91.12M | $454.00K | $8.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $91.12M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $91.12M.
Similar-sized banks
The Gerber State Bank ($100.82M) · West Plains Savings And Loan Association ($100.50M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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