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Denali State Bank
Fairbanks, AK · FDIC Certificate #26530 · Chartered 02/0
Total assets
$522.65M
Total deposits
$458.68M
Total equity
$56.32M
Net loans
$368.15M
Branches (offices)
5
Net income (YTD)
$3.81M
Rank: #1,736 of 4,213 U.S. banks by assets · #5 of 5 in Alaska. Assets changed -2.3% and deposits -1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 14.08% |
| Net interest margin (YTD) | 5.31% |
| Equity to assets | 10.78% |
| Tier 1 leverage ratio | 11.65% |
| Uninsured deposits (share of deposits) | 28.1% |
| Noncurrent loans (share of loans) | 2.02% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 80.3% |
| Real estate loans (share of loans) | 63.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $232.02M | 63.0% | |
| Commercial & industrial | $92.10M | 25.0% | |
| Consumer / individual | $53.50M | 14.5% | |
| Construction & development | $71.02M | 19.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $466.41M | $420.10M | $2.56M | $38.69M |
| Jun 2023 | $502.49M | $420.91M | $4.36M | $48.72M |
| Jun 2024 | $501.39M | $436.31M | $3.57M | $54.17M |
| Jun 2025 | $535.06M | $463.26M | $4.30M | $59.60M |
| Jun 2026 | $522.65M | $458.68M | $3.81M | $56.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alaska | $458.68M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $458.68M.
Similar-sized banks
Woodford State Bank ($523.35M) · Iowa Trust & Savings Bank ($521.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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