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Denver Savings Bank
Denver, IA · FDIC Certificate #12857 · Chartered 01/0
Total assets
$250.58M
Total deposits
$186.88M
Total equity
$26.15M
Net loans
$174.52M
Branches (offices)
2
Net income (YTD)
$1.05M
Rank: #2,710 of 4,213 U.S. banks by assets · #125 of 225 in Iowa. Assets changed 2.4% and deposits 1.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 8.25% |
| Net interest margin (YTD) | 3.42% |
| Equity to assets | 10.43% |
| Tier 1 leverage ratio | 10.84% |
| Uninsured deposits (share of deposits) | 25.4% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 93.4% |
| Real estate loans (share of loans) | 78.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $137.03M | 78.5% | |
| Commercial & industrial | $19.07M | 10.9% | |
| Consumer / individual | $2.58M | 1.5% | |
| Construction & development | $7.05M | 4.0% | |
| Agricultural | $6.63M | 3.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $219.70M | $184.53M | $829.00K | $21.41M |
| Jun 2023 | $240.65M | $191.48M | $449.00K | $22.07M |
| Jun 2024 | $243.66M | $184.17M | $379.00K | $23.07M |
| Jun 2025 | $244.66M | $183.53M | $397.00K | $23.67M |
| Jun 2026 | $250.58M | $186.88M | $1.05M | $26.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $186.88M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $186.88M.
Similar-sized banks
Quoin Financial Bank ($250.73M) · The First National Bank In Trinidad ($250.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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