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Edison National Bank
Fort Myers, FL · FDIC Certificate #34489 · Chartered 08/2
Total assets
$453.75M
Total deposits
$399.03M
Total equity
$39.59M
Net loans
$147.61M
Branches (offices)
4
Net income (YTD)
$1.39M
Rank: #1,898 of 4,213 U.S. banks by assets · #46 of 81 in Florida. Assets changed 11.1% and deposits 12.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.61% |
| Return on equity | 7.36% |
| Net interest margin (YTD) | 3.04% |
| Equity to assets | 8.72% |
| Tier 1 leverage ratio | 9.03% |
| Uninsured deposits (share of deposits) | 40.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 37.0% |
| Real estate loans (share of loans) | 90.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $133.90M | 90.7% | |
| Commercial & industrial | $11.28M | 7.6% | |
| Consumer / individual | $4.46M | 3.0% | |
| Construction & development | $5.35M | 3.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $552.66M | $497.16M | $920.00K | $32.87M |
| Jun 2023 | $464.26M | $413.64M | $5.97M | $33.48M |
| Jun 2024 | $426.26M | $373.66M | $3.35M | $33.34M |
| Jun 2025 | $408.23M | $353.55M | $1.69M | $35.33M |
| Jun 2026 | $453.75M | $399.03M | $1.39M | $39.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $399.03M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $399.03M.
Similar-sized banks
Exchange Bank Of Missouri ($453.84M) · The Denison State Bank ($453.58M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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