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Edmonton State Bank
Glasgow, KY · FDIC Certificate #9678 · Chartered 03/1
Total assets
$1.15B
Total deposits
$1.00B
Total equity
$138.77M
Net loans
$917.75M
Branches (offices)
18
Net income (YTD)
$14.07M
Rank: #922 of 4,213 U.S. banks by assets · #15 of 120 in Kentucky. Assets changed 4.2% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.44% |
| Return on equity | 20.66% |
| Net interest margin (YTD) | 4.80% |
| Equity to assets | 12.04% |
| Tier 1 leverage ratio | 11.47% |
| Uninsured deposits (share of deposits) | 15.6% |
| Noncurrent loans (share of loans) | 0.32% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 91.8% |
| Real estate loans (share of loans) | 87.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $803.60M | 87.6% | |
| Commercial & industrial | $47.77M | 5.2% | |
| Consumer / individual | $61.35M | 6.7% | |
| Construction & development | $107.29M | 11.7% | |
| Agricultural | $16.79M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $766.64M | $663.21M | $5.48M | $90.79M |
| Jun 2023 | $740.20M | $631.33M | $7.47M | $96.31M |
| Jun 2024 | $1.03B | $899.23M | $11.53M | $122.68M |
| Jun 2025 | $1.11B | $963.12M | $12.54M | $130.50M |
| Jun 2026 | $1.15B | $1.00B | $14.07M | $138.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $745.40M | 15 |
| Tennessee | $254.88M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.00B.
Similar-sized banks
Katahdin Trust Company ($1.16B) · First Federal Bank Of Louisiana ($1.15B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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